Sooner or later, parents face the question of explaining to their child where the money comes from, why it is needed, and how to handle it. In order for the child to understand this process as much as possible, it is recommended that mothers and fathers take several educational steps.
Source of money
The child needs to be explained that money is earned. Take an album sheet and draw a wallet or jug on it, writing that this is your income or wages. Next, draw the deductions from income: taxes to the state, rent, indicating how much remains in the family. From this amount, note what is spent on buying food, as well as the amount of money that you can spend on buying toys or fashionable clothes for your child. Believe me, after such an explanatory reception, your child will understand the reasons for refusing to buy toys or other momentary desires.
Tell your child the amount of money he will receive for pocket expenses.
First of all, look at the situation and the age of the child. Children aged 5 or 7 spend their pocket money mainly on candy, ice cream and gum. For example, let it be 200 or 300 rubles per week. You should also not regularly financially reward the child for a cleaned corridor or washed dishes, as this can turn into self-interest and the parents for the child will become a source of money and nothing more.
Develop accumulation
Give a simple example for a child. For example, you and your dad decided to buy a new refrigerator for your home and therefore save a certain amount from your family income. Switch the example to your child. If he wants an interactive robot or a doll, then he needs to save up for a toy. Say that you, too, will save money and add to the child's savings.
Avoid begging
While saving up for some toy, you don't need to emphasize that this money is for a skateboard or a mobile phone. This is tantamount to taking and simply buying the item you want. The child must understand, thanks to his diligence, he got what he wanted.
To accustom to responsibility
Pocket money will help to cope with a sloppy child who throws his things and toys around the house. If the arguments are not cleaning and order does not work, take your child's favorite tablet or gaming gadget and tell them why you took it and for how long. Offer your child an alternative: you give him a game console, and he 50 rubles (or another amount) from pocket money. Yes, this is a radical approach, but it will most likely discourage the fidget from sowing a mess in the house. But, if the parents themselves do not really keep order in the home, this educational technique may not work.
These rather simple methods help parents to accustom their child to accumulation, reasonable spending, in order to raise a competent person in the future.
