In Russia there is a problem of a demographic crisis, i.e. the birth rate is gradually decreasing and the mortality rate is increasing, which leads to the gradual disappearance of the nation. In order to somehow improve the situation, the state is taking various measures to support families with children. One of these programs is the receipt of maternity capital.
Instructions
Step 1
In 2006, the Law of the Russian Federation No. 256 was issued, which stated that from 2007 to 2016 state support would be provided to families with two or more children. This assistance consists in the issuance of certificates for obtaining maternity capital. This law specifies a number of restrictions on the use of this amount.
Step 2
All families who are citizens of the Russian Federation raising more than one child are entitled to maternity capital. This payment can only be received once, and certificates will no longer be issued upon the birth of subsequent children.
Step 3
Maternal capital can be used both by families who have given birth to their own children and those who have adopted them. Usually the certificate is issued to the mother of children, and in some circumstances: her death, deprivation of parental rights, etc.; to their father. In the event that both parents die after the birth of their second child or are deprived of their rights, this certificate goes to the child himself.
Step 4
Maternity capital can only be used to improve housing conditions, to get an education for a child, as well as to increase the funded part of the mother's pension. It should be borne in mind that the last 2 cases can be realized only when the child reaches the age of three. Also, a prerequisite for buying a home with this certificate is the allocation of shares for children.
Step 5
The amount of maternity capital is growing every year, taking into account inflation, if in 2007 it was 250,000 rubles, then in 2014 - 429,000. If you received the certificate at the same time, and used it in a couple of years, its size will be calculated based on the current year. The term for receiving capital is unlimited, i.e. the main thing is that the birth or adoption of a second child falls in the period from 2007 to 2016. You can get a certificate in the pension fund by submitting all the documents there: a passport, certificates of all children, SNILS, as well as a corresponding statement. After a while, the certificate can be taken from there in person, or it will be sent to you by mail.
Step 6
The law on maternity capital turned out to be quite successful, the birth rate has increased over these years. Although the question of its early termination periodically arose. At the moment, there are bills that want to increase the period for issuing certificates until 2025, but they have not yet been approved. Perhaps some changes will take place before 2017, because there are various proposals to improve the financial situation of families with several children in the form of an increase in benefits, additional free services from the state, but all this is still just words.