In accordance with the current insurance rules, happy parents, having barely acquired offspring, should think about health insurance for the little man born into the world. In Russia today there are 2 types of insurance: compulsory - at the expense of the state, and voluntary - at the expense of parents. They complement, but are not mutually exclusive.
Instructions
Step 1
Until the moment of registration itself and the issuance of an official birth certificate, boys and girls are served under the mother's policy. However, the official metric requires the earliest possible appeal to any licensed insurance company chosen by the parents or guardians to obtain the so-called compulsory medical insurance policy, the form and structure of which is no different from the policy intended for an adult.
Step 2
Officially, newborns have every right to receive any medical care for three months after birth, however, specialists from insurance organizations and pediatricians warn that the process of obtaining their own policy does not require delay, because after the specified period, the medical organization will be obliged to issue an official invoice to pay for all their services.
Step 3
In order to get insurance, one of the child's parents should show the agent of the selected company an official birth certificate of the baby and a civil passport, which in this case is the main document confirming the right of representation, if you have SNILS, it is better to take it too.
Step 4
The application itself for registration of the document can be filled out both in the selected insurance company with the direct participation of a specialist, or prepared at home. It indicates both the baby's data and the personal information of his legal parents or representatives. Today, busy dads and mothers can be replaced by their own grandparents by other relatives, who, with a simple written form of power of attorney, can come to the insurance company on behalf of the child's parents, taking all the above-mentioned papers and documents. It must also be said that by the time the temporary certificate is received, it is advisable to register the child, however, today insurance companies also practice indicating the official place of registration of one of the baby's parents.
Step 5
At the very moment of signing the application, a so-called temporary certificate is handed over to the representatives, the official form of which guarantees the receipt of a centrally issued indefinite policy and the opportunity to receive a full list of all medical services guaranteed by the state's free health insurance system. Both the expiration date of the temporary certificate and the official notification sent by the selected insurance company will tell you about the time of receipt of the permanent policy.
Step 6
It doesn't matter whether you choose the central office of the insurance company or one of its official representative offices, the main thing is that the medical institution cooperates with this company and has a valid financing agreement with it.
Step 7
In small towns, and even more so in villages, insurance companies locate their representatives in hospitals and clinics, which is very convenient, because young parents do not need to go anywhere. Often, already from the walls of the maternity hospital, mothers come out with a full set of documents for the baby.
