Most people consider a wedding to be a landmark event and it is not a sin to spend a lot of money on it. Not everyone has the financial resources to hold a large and beautiful wedding. This is why some newlyweds decide to play weddings on credit. Is it profitable?
In recent years, consumer loans from many banks have become a real rescue in difficult situations. For example, urgent repairs, weddings, surgical treatment, study at a prestigious university and much more may require large and immediate investments. That is why the statistics of obtaining a loan for these and similar needs began to grow.
How much will a wedding on credit cost
Depending on the number of guests, the festive program, menu and other factors, the cost of the wedding on credit will vary. For example, if you want to celebrate this event magnificently and richly, then you will have to take out a loan for 120-180 thousand rubles. This amount will include the rent of a restaurant with a 3-4-course menu, as well as snacks, toastmaster services, a decorated expensive car, invitations to a celebration, a dress for the bride and a suit for the groom (of course, not cheap outfits), decorations for the hall where the event and other little things. You can also celebrate the registration of marriage in a cozy family circle. In this case, the loan amount will be much less, and if relatives want to participate in the preparation of the wedding, then you can do without a loan for the wedding. It all depends on your wishes and ambitions.
Is it worth playing a wedding on credit
The answer to this question will be ambiguous. Before holding such a significant event as a wedding, you will have to think carefully about everything, weigh the pros and cons of a wedding loan, and make a forecast for the future. If you have a stable and well-paid job, and the amount of 50-70 thousand rubles is your monthly income (or ¾ from it), then obtaining a loan will not affect the budget of the newly-made family, as well as their relatives. For people who can hardly make ends meet, a wedding on credit will not be affordable. It is in this case that it is worth postponing the celebration until better times, or celebrating the wedding with the family.
The consequences of a wedding on credit
Unfortunately, in recent years, post-wedding loan troubles have become more common. For example, very often there are young couples who, after 5-10 years, still cannot pay off the loan they took for the wedding. That is why a wedding loan, on the one hand, may seem like an unwise move. If you want to improve the quality of life or "show off", then it is better to take a car loan or take out a mortgage. In such cases, you will have a roof over your head or a vehicle that will serve you for a long time and will help you out of any situation. When applying for a loan for the purchase of such things, you will not be tormented by remorse about wasted money.
