How to save money? This question plagues many. In fact, there are some simple rules that will save you money and start saving money.
1. Get in the habit of saving a small amount of money each time, for example, about 10% of your own income.
2. Be sure to record all small and even more large purchases in a notebook. Thus, you will always know where the money is going, the most important thing is to write down how much is spent on useless needs.
3. Pay off loans. Try to distribute all debts as quickly as possible.
4. Quit smoking. It would seem that the insignificant amount of money you spend on a pack of cigarettes per year can result in a rather serious amount. By quitting smoking, you will not only save this amount, but also preserve your health.
5. Moderate your driving. And if possible, switch from your car to public transport at least for a while, or just take a walk. And more useful and economical.
6. Use accumulative cards. Nowadays, most stores offer various discount cards for regular customers, you can use them to make purchases with a good discount.
7. Do not go to the store on an empty stomach. When you are hungry, you buy twice as much food as you need.
8. Shopping in the middle of the week. Ideal for purchase - from Monday to Wednesday. These days there are fewer buyers and the seller can devote more time to you, to pick up exactly what you need, and not just what you need.
9. Shopping on the list. Be sure to make a shopping list before going to the store. This will allow you to avoid purchasing unnecessary items.
10. Save your receipts. They will be needed in case the goods are of inadequate quality. Then it can be returned.
11. Don't buy a cheap product. Low prices are not as profitable as they might seem. These are the gimmicks of marketers. If the prices are really very low, then such a product is usually useless.
12. Compare prices. Do not run at breakneck speed to buy the first item you come across in the first store you come across, perhaps in another store the same item is cheaper. Compare the price first, and then make a purchase decision.
